Skip The Stress of Holiday Traveling: Get Travel Insurance This Season
Advice from the US Travel Insurance Association
With high prices, long lines, and cancellations, traveling for the holidays can be stressful for many. Check peace of mind off your holiday checklist by purchasing travel insurance to protect yourself against unforeseen circumstances as you visit friends and family this season.
“The 2022 holiday season is projected to be one of the busiest for travel since the pandemic,” said Susan Silfen, UStiA president. “A comprehensive travel insurance plan can assist stranded travelers when congested airports, oversold flights, or winter storms disrupt their travel plans.”
Here a few examples of how travel protection plans can save the day this holiday season:
If you or a direct family member becomes ill before or during your travels forcing you to have to cancel or end your trip early, travel protection plans can help reimburse you. Travel insurance will also help cover any remaining medical costs not covered by your health insurance if an accident requiring medical attention occurs during your trip.
Weather Cancellations and Lost Luggage
Airlines are not required by law to provide you with accommodations if your flight is canceled due to weather conditions. Avoid the extra stress of scrambling to make last minute arrangements. With the right travel protection plan you can have access to 24-hour assistance, trip delay coverage that can help you find a hotel room, reimbursement up to a set amount for expenses while delayed and help reschedule or rebook your flight.
Protect yourself while on vacation against natural disasters. Some travel protection plans will reimburse you if you must cancel a trip or return home early because your home is uninhabitable due to a catastrophe such as fire or flooding.
If your destination becomes uninhabitable, or a natural disaster-like the past hurricanes-prevents you from reaching your destination or causes prepaid tours to be canceled, a travel protection plan can help you recover non-reimbursable expenses. There protection plans can also aid you if you’re injured in a natural disaster while traveling, provide 24-hour assistance and can help coordinate emergency medical care. Ease your mind and vacation safe with
When your traveling experience takes an unexpected turn, you can always be prepared with assistance services available as part of your travel protection plan. Included in your plan you can receive help with a lost passport, general travel advice, and getting messages to family members in case of an emergency. There are even special travel protection plans that cover situations such as canceling a trip for work-related reasons or even canceling for any reason. Whatever protection you need there is plan for you.
Review Policy. Before leaving for your trip be sure to review your policy and understand exactly what it covers. Always carry your policy number and the 24-hour hotline number with you during your trip.
Keep all records. Receipts from travel arrangements, such as airline flights or hotel accommodations, are required when filing your insurance claim.
Obtain medical proof. If you become ill before or during a trip you will need a doctor’s statement claiming that you were not fit to travel or medical records to substantiate your claim.
UStiA is a nonprofit association of insurance carriers and allied businesses involved in the development, administration, and marketing of travel insurance and assistance services. UStiA promotes fairness, integrity, and a commitment to excellence in the travel insurance industry, with a mission to educate the public on travel insurance while maintaining high industry standards. For more information on UStiA and travel insurance, visit www.ustia.org.